Lender-ready appraisals2026

Development appraisals for UK residential sites

Know what a site is worth before you offer.

Enter an address. TBN Stacked checks the planning, pulls the sold prices nearby, prices the build and the finance, and hands you a full appraisal you can take to a lender.

  • First report free
  • No card to start
  • Ready in minutes

Land at Kingham, Oxfordshire

A bungalow plot with consent for one detached four-bedroom house of about 3,186 sq ft

Real report
Guide price
£700,000
Gross development value
£1,911,600
Total development cost
£1,910,676
Profit at the guide price
£924
Worth up to £349,935 to a developer.

At the £700,000 guide price the scheme makes £924 (0.05% on GDV). To make 20% on GDV, the most a developer could pay for the plot is £349,935.

Read the full report →

What’s in every report

Everything a lender asks for. In one report.

Not a spreadsheet you fill in yourself. TBN Stacked does the research, shows where every number came from, and tells you the most you should pay.

  • Planning checked

    We read the planning history for the address and appraise the scheme it supports, or the one you tell us about.

  • Sold prices nearby

    Recent comparable sales set the end values. Each one is listed with its price and date, so you can check it.

  • Build and finance costed

    Regional build rates, fees and contingency, with two development finance options side by side.

  • Stress tested

    A sensitivity grid shows what a fall in prices or a rise in costs does to profit, and a risk register lists what to check next.

How it works

From an address to an answer.

Three steps, and the second one is ours.

  1. 01

    Enter the address

    Add what's planned if you know it: the homes, their sizes, the asking price. If you don't, we work it out from the planning history.

  2. 02

    We research and run the numbers

    Planning, comparable sales, build costs and finance, calculated the same way every time. Most reports are ready in minutes.

  3. 03

    Read it, check it, adjust it

    Open the PDF, follow every figure back to its source, and correct anything in Review. Revising a report never uses another one.

A real report, page by page

See exactly what you get.

This is a real TBN Stacked report for a plot in Kingham, Oxfordshire, with the address taken out. Every figure is as the report produced it.

  1. 01Cover
  2. 02Summary
  3. 03Site and scheme
  4. 04Comparables
  5. 05Appraisal
  6. 06Finance options
  7. 07Cash requirement
  8. 08Interest schedule
  9. 09Interest schedule 2
  10. 10Sensitivity
  11. 11Risk register
  12. 12Recommendation
  13. 13Basis
Open the sample report
Cover of the TBN Stacked appraisal for Land at Kingham, Oxfordshire: GDV £1,911,600, total development cost £1,910,676Real report 01 / 13 →

No black box

Every number shows its working.

A figure you can’t trace is a figure you can’t take to a lender. Each report separates what you told us from what we found, what we calculated and what still needs checking.

See how the sample does it →
What you told us
The address, the scheme and any figures you supplied, marked as yours on the page.
What we found
Planning records and comparable sales, each with where it came from and when.
What we calculated
Development value, costs, finance, profit and the most you can pay, all following from the figures above.
What still needs checking
Assumptions to confirm before you commit, listed plainly rather than buried in the totals.

Pricing

Your first report is free.

Run a real site before you spend a penny. Plans for regular use are announced at launch, and you choose one only when you need more reports.

What counts as a report

Fresh research on a property uses one report. Opening it, downloading it and revising its figures never use another.

Questions

Before you run your first site.

What do I need to start?

An address. If you know what's planned, the asking price or the sizes of the homes, add them and the report uses your figures instead of ours.

How long does a report take?

Usually a few minutes. You can close the page while it runs: the finished report waits on your dashboard.

What does the first report cost?

Nothing. Every new account gets one free report, and you don't need a card to start.

Can I change the figures?

Yes. Review lets you correct any figure and rebuild the PDF straight away. Opening, downloading and revising a report never uses another one.

What is GDV?

Gross development value: what the finished homes should sell for, added together. It is a sales estimate, not profit. Profit is what's left after land, build, fees and finance.

Who is it for?

Developers sizing up a site, investors checking an asking price, and finance brokers who want a lender-ready view of a scheme before the first call.

Is this a valuation?

No. It's an indicative appraisal from public sources and the information you give us. It is not a formal RICS valuation, a lending decision or financial advice.

Not ready yet?

Get launch news instead.

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TBN Stacked

Your next site, appraised before you offer.

One address. One report. Free to try.